Wednesday, January 23, 2008

(NASDAQ: BHIP), (NYSE: DV), (NYSE: FDX)…..

RealPennies.com: Turning Pennies into dollars: (NASDAQ: BHIP), (NYSE: DV), (NYSE: FDX)…..

Are you a public company looking for exposure?
Contact RealPennies.com - 1.800.940.6559

For more info: http://bhip.realpennies.com

Yesterday Natural Health Trends Corp. (NASDAQ: BHIP)(January 22, 2008), an international direct selling company, released this open letter from its President to its stakeholders.

We at Natural Health Trends Corp. have been working on a plan to turn our Company around and are optimistic about our progress, which we wanted to share with you.

The Chinese New Year is rapidly approaching. Our most important, promising yet challenging market is the Hong Kong-based business. The regulatory uncertainty in China is outside of our control and will not go away quickly, but we have a meaningful operating history in the region, believe that there is great upside in our business, and anticipate this market will continue progressing toward a more normalized operating environment.

We have discussed before that we, as well as our most important Greater Chinese leaders, were advised not to engage in marketing activities in the third quarter of 2007. This lack of activity directly contributed to the decrease in the third quarter revenue. What is encouraging to us, however, is that while the revenue decrease mainly took place from July to August, revenues have generally been stable since August, with a modestly positive momentum ending the fourth quarter. This more stabilized level of revenue has enabled us to more specifically plan and implement spending cuts. In addition to reductions in the first quarter, mostly in Japan and Mexico, significant additional reductions were made in the third and fourth quarters in the U.S., China, Hong Kong and Taiwan.

Amid these cost reductions, we streamlined our organization in the Greater Chinese market by eliminating redundant management while elevating experienced professionals, which was well supported by our Greater Chinese members. With these changes, we laid the foundation to make a solid turnaround of our Greater China business possible in 2008. We are now re-establishing our marketing presence, with an emphasis on training, conducted by both the Company as well as by members. We think this has helped bring back the enthusiasm in the Greater China marketplace.

In evaluating our international presence, our criterion is simply that, regardless of legacy, every market must be cash flow positive. Greater China, Korea and Taiwan fit that profile today. We also think that the European market is promising. We have invested in the necessary infrastructure and plan to grow that business, which started in Southern Europe and may expand to Central Europe later this year. We are still evaluating other markets to see if our cost cutting measures in those markets will have the desired effect.

Where do we go from here? Our long-term objective continues to be building a premiere, world-reaching direct selling organization, with emphasis on exciting markets, offering premium wellness, anti-aging, energy, and quality of life products and a successful alternative to more conventional career paths for our distributors. We continue to believe that direct selling is one of the most efficient business mechanisms to deliver our products to consumers worldwide, while creating success and goodwill for all involved.

Our extensive footprint in some of the fastest growing parts of the world continues to make us optimistic about our long-term prospects. Our system and products appeal to not only under-employed but also to enterprising entrepreneurs and wellness-conscious consumers as well around the world. The Company will strive to develop and regularly launch products that are consistent with our message and that encourage a daily regimen. Our goal over time is to increase the recurring revenue generated from genuine consumer demand for personal consumption of our products and add to our family of people making a home-based business with our system.

We thank the many people who continue to support us, and look forward to the year of 2008 with a great deal of anticipation. We also expect to communicate more on a regular basis with our updates.

Thanks and best regards,

Chris Sharng President Natural Health Trends Corp.

About Natural Health Trends Corp.

Natural Health Trends Corp. is an international direct-selling and e-commerce company operating through its subsidiaries in Asia, North America, Europe and Latin America. The Company markets premium quality personal care products under the NHT Global brand. Additional information can be found on the Company's website, and management encourages interested parties to register for updated corporate information via email on the Company's home page, www.naturalhealthtrendscorp.com.

For more info: http://dv.realpennies.com

Yesterday DeVry Inc. (NYSE: DV)(January 23, 2008), a global provider of educational services, clarified its status with Sallie Mae as a private loan provider and the impact of private funding developments on its students.

Sallie Mae has informed DeVry that it will discontinue its Discount Loan Program that typically served higher credit risk students. DeVry understands that Sallie Mae's decision applies to all colleges and universities. This program comprised approximately $2 million in loan volume at DeVry in the first half of the fiscal year - less than 1% of revenue. Sallie Mae has also confirmed that this decision does not affect any other loan program provided to DeVry's students.

Further, DeVry believes that recent developments in the student lending industry should not have a material impact on its students. These students should continue to have access to the funding they need to finance their education for reasons that include:


- Increases in annual federal loan limits have eased the need for supplemental private loans like those previously available through the Discount Loan Program; in fact, use of private loans by DeVry students in the first half of the fiscal year is lower than it was last year

-DeVry's longer-term degree programs often translate into higher incomes for students, enabling them to meet their financial obligations after graduation* DeVry students have a strong track record in meeting their financial obligations. In its Form 10-K dated August 24, 2007, the company reported the following student loan default rates:

-DeVry University (undergraduate) 6.5% Keller Graduate School of Management 2.3% Ross University 0.2% Chamberlain College of Nursing 0.7%

- DeVry University has provided internal financing for students (EDUCARD) for more than 30 years and has the ability to expand this program

DeVry Inc. will announce its second quarter fiscal 2008 results on January 24, 2008 and will address questions related to this issue during its conference call following the close of the market. "Given the numerous questions we have received on this issue during our quiet period, we wanted to address these questions in the open forum of a press release," stated Daniel Hamburger, DeVry's president and chief executive officer. "While we are not immune to what is happening in the marketplace, we believe our position is less risky given our long-term focus on quality - in the educational programs we deliver and in the outcomes our students achieve."

DeVry Inc. (NYSE: DV) is the parent organization of DeVry University, Advanced Academics, Ross University, Chamberlain College of Nursing and Becker Professional Review. DeVry University, which includes Keller Graduate School of Management, offers associate, bachelor's and master's degree programs in technology, healthcare technology, business and management. Advanced Academics provides online secondary education to school districts throughout the U.S. Ross University offers doctoral degree programs through its schools of Medicine and Veterinary Medicine. Chamberlain College of Nursing offers associate and bachelor's degree programs in nursing. Becker Professional Review, which includes Becker CPA Review and Stalla Review for the CFA Exams, provides professional education and exam review for accounting and finance professionals. For more information, visit http://www.devryinc.com.

For more info: http://fdx.realpennies.com

(January 22, 2008)In a decision received yesterday, the United States Court of Appeals for the Seventh Circuit declined to hear the request of FedEx Ground, an operating unit of FedEx Corp. (NYSE: FDX) for interlocutory review of the class certification decision in the Kansas case pending before the United States District Court in Indiana. The decision had granted class certification on the Kansas state claims and a national ERISA claim.

The court did not rule on the validity of the contractor model and has not decided class certification in any other multi-district litigation case. FedEx Ground will continue to vigorously defend the MDL.

This procedural ruling does not change any aspect of the FedEx Ground operation and we will continue to provide the world-class service our customers have come to expect.

FedEx Corp. (NYSE: FDX) provides customers and businesses worldwide with a broad portfolio of transportation, e-commerce and business services. With annual revenues of $36 billion, the company offers integrated business applications through operating companies competing collectively and managed collaboratively, under the respected FedEx brand. Consistently ranked among the world's most admired and trusted employers, FedEx inspires its more than 290,000 employees and contractors to remain "absolutely, positively" focused on safety, the highest ethical and professional standards and the needs of their customers and communities.

Read our full disclaimer at: http://www.realpennies.com/start.html
Investors are advised that this analysis is issued solely for informational purposes and is not to be construed as an offer to sell or the solicitation of an offer to buy. This report does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this information. The information contained herein is based on sources that we believe to be reliable but is not guaranteed by us as being accurate and does not purport to be a complete statement or summary of the available data. Past performance is no guarantee of future results. Please consult a broker before purchasing or selling any securities mentioned on RealPennies. For more movers: http://www.realpennies.com/wrapup.html

Any opinions expressed herein are statements of our judgment as of the date of publication and are subject to change without notice.
Sitemap: http://www.realpennies.com/sitemap.html

RealPennies .
Telephone: 1-800-940-6559
Matt /at/ realpennies.com

No comments: