(PINKSHEETS: APGR), (NYSE: IBM), (NYSE: RTN), (PINKSHEETS: CWRM), (OTCBB: CUNB).

Turning Pennies into dollars: (PINKSHEETS: APGR), (NYSE: IBM), (NYSE: RTN), (PINKSHEETS: CWRM), (OTCBB: CUNB).

Are you a public company looking for exposure?
Contact RealPennies.com - 1.800.940.6559

For more info: http://apgr.realpennies.com

Alpine TLI Group, Inc. (PINKSHEETS: APGR)(January 28, 2008), a full service tax lien and tax deed purchase, research, and property management company, announced that a strengthening trend of its market share and portfolio acquisition opportunities as the sub-prime mortgage foreclosures and weakening economy continues to accelerate. Turmoil in the foreclosure market and current housing trends offer exceptional opportunities in the next 18 months to buy property at 1% to 20% of market value at tax lien and tax deed sales.

M. Taylor Abegg, II, Chief Executive Officer of Alpine TLI Group, Inc., stated, "Most sub-prime mortgages did not impound property tax payments, meaning the property owner who could not make the monthly mortgage payment did not have an escrow account set aside to pay their property taxes. As a result, record numbers of properties have gone delinquent in the payment of their property taxes. These properties will subsequently be offered at tax sales across the country. This will provide an incredible opportunity for Alpine to build a massive portfolio of quality real estate in 2008. With all the turmoil in the foreclosure market, there are going to be some incredible opportunities in the next 18 to 24 months to acquire property at 1% to 20% of market value through property tax sales."

ALPINE TLI GROUP, Inc. is a full service tax lien and tax deed purchase, research, and property management company. Alpine specializes in identifying and researching properties that have the propensity of creating a highly leveraged investment opportunity through the purchase of real estate tax lien certificates and tax deeds.

It is estimated that over $10 Billion in property tax liens are offered for sale annually representing over $1 Trillion in potential property value profits for the purchasers of these tax liens. Tax lien certificates are typically acquired by Alpine for 1% to 20% of the property value. If the lien is redeemed by the property owner, a return of 4% to 25% APR is realized by Alpine. If the lien is not redeemed, the deed to the property is granted to Alpine, free and clear of all encumbrances.

For more info: http://ibm.realpennies.com

IBM (NYSE: IBM)(January 28, 2008) announced recently to more than 7,000 customers and Business Partners at its annual Lotusphere conference that five mobile software companies will be included in a new CD-based Mobile Bonus Pack that will ship with the next release of Lotus Domino software 8.0.1 due next month.

Lotus Notes Traveler, which was announced in September, will provide automatic real-time wireless replication of email including attachments, read and unread indicators, calendar, contacts, personal journal and the Personal Information Manager applications on mobile devices running the Microsoft Windows Mobile 5 or 6 platform available from many device manufacturers. This capability will also ship with Lotus Domino 8.0.1.

The pack includes a CD that contains information about the mobile solutions from IBM Lotus mobile Business Partners that support Lotus Notes and Domino software.

The partners who will be included in the pack are Commontime, Motorola - Good Technology Group, Nokia, Research In Motion (RIM) and Sybase iAnywhere.

Lotus Notes and Domino software, licensed to more than 135 million users, was developed with input from more than 25,000 customers. Shipping since August, Lotus Notes 8 software transforms the inbox into an integrated workspace, bringing together email, calendar, instant messaging, office productivity tools and collaboration applications.

"This support greatly increases the mobile ecosystem for the latest version of Lotus Notes and Domino tools," said Kevin Cavanaugh, vice president, IBM Lotus Software. "Many call Lotus Notes 8 software the 'desktop of the future.' To people who travel a lot, this desktop refers to the screens on their mobile devices."

IBM has been previewing Lotus Notes Traveler running on several devices at Lotusphere. This solution can run directly on the existing Lotus Domino server or on a stand-alone Domino server that acts as a mobile proxy to customers' existing Domino servers.

IBM helped pioneer information technology over the years, and it stands today at the forefront of a worldwide industry that is revolutionizing the way in which enterprises, organizations and people operate and thrive.

For more info: http://rtn.realpennies.com

Raytheon Company's (NYSE: RTN)(January 28, 2008) Space and Airborne Systems business announced they have named W. Timothy Carey vice president for its Intelligence, Surveillance and Reconnaissance Systems organization.

Carey assumes overall responsibility for the business operations and strategic direction of the ISR systems group, which produces and supports a vast array of electro-optical and infrared sensors, active electronically scanned array and scanning radars, and various integrated system solutions for strike, persistent surveillance and special mission applications. He will succeed Michael L. Proch, who is retiring after 34 years of dedicated leadership and outstanding contributions to the company.

Previously, Carey served as vice president and deputy for National and Theater Security Programs in Raytheon's Integrated Defense Systems business. Since joining Raytheon in 1978, Carey has held positions of increasing responsibility including vice president for integrated air defense. He has provided leadership for such key products and projects as the Patriot and Hellenic Patriot air and missile defense systems, the National Missile Defense X-Band Radar, the Joint Land-Attack Cruise Missile Defense Elevated Netted Sensor, and the System for the Vigilance of the Amazon, an environmental monitoring effort for the government of Brazil.

A native of Massachusetts, Carey received a bachelor's degree in physics from the University of Lowell and a master's degree in electrical engineering from Northeastern University.

Raytheon Space and Airborne Systems is a leading provider of sensor systems giving military forces the most accurate and timely actionable intelligence available for the network-centric battlefield. With 2006 revenues of $4.3 billion and 12,000 employees, SAS is headquartered in El Segundo, Calif. Additional facilities are in Goleta and San Diego, Calif.; Forest, Miss.; Dallas, McKinney and Plano, Texas; and several international locations.

Raytheon Company, with 2006 sales of $19.7 billion, is a technology leader specializing in defense, homeland security and other government markets throughout the world. With a history of innovation spanning 85 years, Raytheon provides state-of-the-art electronics, mission systems integration and other capabilities in the areas of sensing; effects; and command, control, communications and intelligence systems, as well as a broad range of mission support services. With headquarters in Waltham, Mass., Raytheon employs 72,000 people worldwide.

For more info: http://cwrm.realpennies.com

Cotton & Western Mining, Inc. (PINKSHEETS: CWRM)(January 28, 2008) announced they may sell as much as 50 percent of the Baja California iron ore production at spot prices, which are currently at record highs. Year 2008 annual fixed-price contract negotiations are currently in progress with producers of the steelmaking raw material. Robert L. Cotton, President & C.E.O. of Houston-based Cotton & Western Mining, said today, that the company is expecting to get at minimum six months production from its Baja California new iron ore production and is negotiating with its investment partner to guarantee only 50 percent of the estimated 150,000 Dry Metric Ton per month production; this would free up one Panamax shipment per month for spot sales which is expected to be between $180 to $190 a ton, rather than the $62 a ton paid under FOB fixed-price annual contract.

For more info: http://cunb.realpennies.com

California United Bank (OTCBB: CUNB)(January 28, 2008) announced that it reached profitability in only its second full year of operations. The Bank's unaudited results showed that net income for the year ended December 31, 2007 increased by $2.96 million over 2006, resulting in net earnings of $29.0 thousand for the year ended December 31, 2007. In addition, total assets at December 31, 2007 grew by $81.8 million to $260.0 million, a 45.9 percent increase over December 31, 2006.

"It is noteworthy for any denovo bank to reach profitability after its first two full years of operations, particularly while absorbing the start-up costs of two additional branches," pointed out President and Chief Executive Officer David I. Rainer. "This success has come from our core business, without brokered deposits or loan pool purchases. Despite the challenging market, start-up costs of our new Santa Clarita Valley Regional Office and approximately $400,000 in expenses attributable to Sarbanes-Oxley compliance, the Bank was able to achieve three consecutive profitable quarters in 2007, as well as overall profitability for the year," he said.

Rainer concluded: "Our success in the past two years is attributable to our relationship business model, strong capital ratios, notable growth in loans and deposits, and prudent loan policies. The fact that we have no non-earning loans, no credit cards, and no sub-prime loans, attests to the prudence of our approach to banking in this volatile environment. The introduction of new treasury management products such as Positive Pay, and the conclusion of our successful secondary offering in 2007, are two notable achievements during this period." 2007 Financial Highlights included: Total assets of $260.0 million at December 31, 2007, were up $81.8 million or 45.9 percent from December 31, 2006.

Deposits increased by $74.8 million to $191.0 million at December 31, 2007 as compared to $116.2 million at the same date in 2006. The Bank continues to increase its deposit portfolio, without utilizing brokered deposits. Credit Quality remained extremely strong with no non-performing loans or delinquencies over 30 days at December 31, 2007. The Bank has not charged off any loans since its inception. In addition, the Bank had no sub-prime loans, or investment securities backed by sub-prime loans on its books at December 31, 2007.

Capital levels exceeded all regulatory standards for "well capitalized." Total risk-based capital and Tier 1 risk-based capital ratios at December 31, 2007 were 25.9 percent and 24.9 percent, respectively, compared with the minimum regulatory requirements of 10 percent and 6 percent to be considered "well capitalized." The Bank's leverage ratio at December 31, 2007 was 21.4 percent, compared with regulatory minimums of 4 percent.

California United Bank provides a full range of financial services, including credit and deposit products, cash management, and internet banking for business and high net worth individuals from its headquarters office at 15821 Ventura Boulevard, Suite 100, Encino, CA 91436; West Los Angeles Regional Office at 1640 South Sepulveda Boulevard, Suite 114, Los Angeles, CA 90025; and Santa Clarita Valley Regional Office at 25350 Magic Mountain Parkway, Suite 100, Valencia CA 91355.

Read our full disclaimer at: http://www.realpennies.com/start.html
Investors are advised that this analysis is issued solely for informational purposes and is not to be construed as an offer to sell or the solicitation of an offer to buy. This report does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this information. The information contained herein is based on sources that we believe to be reliable but is not guaranteed by us as being accurate and does not purport to be a complete statement or summary of the available data. Past performance is no guarantee of future results. Please consult a broker before purchasing or selling any securities mentioned on RealPennies. For more movers: http://www.realpennies.com/wrapup.html

Any opinions expressed herein are statements of our judgment as of the date of publication and are subject to change without notice.
Sitemap: http://www.realpennies.com/sitemap.html

RealPennies .
Telephone: 1-800-940-6559
Matt /at/ realpennies.com