(OTCBB:SBTB) SBT Bancorp, Inc.

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SBT Bancorp, Inc. Announces Participation in U.S. Government Capital and Liquidity Programs

(OTCBB:SBTB) SBT Bancorp, Inc.

SBT Bancorp, Inc. Announces Participation in U.S. Government Capital and Liquidity Programs

Wednesday February 4, 2:54 pm ET

SIMSBURY, Conn.-SBT Bancorp, Inc. and its subsidiary, The Simsbury Bank & Trust Company, announce steps taken to participate in certain U.S. Government agency programs created to enhance the capitalization and liquidity of the U.S. banking system. These programs are the U.S. Treasury Department?s Capital Purchase Program and the FDIC?s Temporary Liquidity Guarantee Program. ?We are experiencing a financial market crisis unlike any since the 1930?s, and it is contributing to a dramatic weakening of the overall economy? said SBT Bancorp President and CEO, Martin J. Geitz. ?Although Simsbury Bank is well capitalized and enjoys a strong and liquid balance sheet, it is prudent to participate in these programs to enhance our capacity and flexibility to serve the loan, deposit and investment needs of our consumer and business customers. We are committed to continuing to be a trustworthy financial partner to our customers through strong and weak cycles of the economy.?

Profile for SBT Bancorp, Inc.

SBT Bancorp, Inc. operates as the holding company for the Simsbury Bank & Trust Company, Inc., which provides banking and investment services in northwestern Connecticut. It primarily engages in generating deposits and originating loans. The company’s deposit products include checking, savings, and time deposits, as well as NOW, Super NOW, and money market deposit accounts. Its loan portfolio comprises commercial loans, term real estate loans, construction loans, small business administration loans, and other consumer loans. SBT Bancorp also provides travelers' checks, safe deposits, and other customary non-deposit banking services; and Internet and telephone banking, and automated teller ma... Detailed SBTB Company Description...

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